4 Steps to a Worry Free Retirement

When can I retire? Do I have enough saved? How much should I take out of my RRSP and TFSA each year? No one will care about your retirement as much as you do. Take control today with 4 Steps to a Worry Free Retirement.

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Course curriculum

1. Start Here - Introduction Video
2. Putting Together Your Retirement Puzzle
3. What Are the 4 Steps to a Worry-Free Retirement?
4. Course Workbook
5. Bibliography
6. Glossary
1. Private Classroom - Get Your Questions Answered
1. Unit 1 Introduction
2. Retirement Spending for Canadians and for YOU
3. How Much Is Everyone Else Spending?
4. How Much Will You Spend Per Month?
5. The Retirement Spending “Smile”
6. Piecing Together a Retirement Paycheque
7. The 4% Retirement Withdrawal Rule
8. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 2 Introduction
2. What Exactly Is “CPP” Anyway?
3. How to Estimate My CPP Payments at Age 65
4. Why Most Canadians Should Defer Their CPP
5. Unique CPP Situations
6. CPP Pension Splitting - and Will It Even Be There?
7. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 3 Introduction
2. What is OAS?
3. The OAS Clawback
4. Should I Defer Taking My OAS?
5. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 4 Introduction
2. Defined Benefit vs Defined Contribution Plans in Canada
3. Understanding Your Defined Benefit Pension Plan
4. Two Defined Benefit Considerations: COLA and Bridges
5. Taking the Lump Sum Payout versus Income for Life
6. Your Survival and Your Pension’s Survival
7. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 5 Introduction
2. Reintroducing the 4% Rule
3. Is the 4% Rule Perfect?
4. How Has the 4% Rule Done In the Past?
5. Making Sure the 4% Rule Works for You
6. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 6 Introduction
2. If I’m Working, Can I Still Call Myself Retired?
3. Some Retirement Math to Consider
4. Will Working Longer Actually Make Me Healthier?
5. Can I Work and Still Collect a Pension?
6. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 7 Introduction
2. Why Bother Investing At All?
3. What Can I Invest In?
4. Stocks and Bonds vs Real Estate
5. Two Super-Fast, Super-Simple Investment Solutions
6. My Investment Risk Quiz
7. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 8 Introduction
2. There Is Value In Simplicity
3. Index Investing: Beat Professionals With 1 Hour Per Year
4. Finding the Right Index Investing Option for You
5. Fixed Income Showdown: GICs vs Bonds
6. How Much Money Am I Likely to Make With Stocks and Bonds?
7. Dividend Investing for Canadian Retirees
8. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 9 Introduction
2. What Your Entire Investment Portfolio Might Look Like
3. Accumulation Stage: The 10-20 Years Before Retirement
4. Decumulation Stage: The Mechanics of Selling Your Investments
5. Withdrawing from Your RRSP and TFSA: Taxable Income vs Non-Taxable Income
6. Where Should I Put Investments for Maximum Tax Efficiency?
7. Putting It All Together
8. Bonus Lesson: The GIS Pension Special by Ed Rempel
9. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 10 Introduction
2. What is a RRIF?
3. What Age Should I Convert an RRSP to a RRIF?
4. How to Convert an RRSP to a RRIF While Minimizing Taxes
5. RRIF FAQs
6. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 11 Introduction
2. What's An Annuity?
3. The Different Types of Annuities in Canada
4. Annuity FAQ
5. RRIFs, RRSPs, and Annuities
6. Making Annuity Decisions in 2023
7. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 12 Introduction
2. Can I Retire if My House Isn’t Paid Off?
3. Paying Off Your Mortgage Before Retirement
4. Paying Off Debt vs Investing as Retirement Approaches
5. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 13 Introduction
2. Using Home Equity in Retirement
3. Should I Downsize My Home In Retirement?
4. Should I Sell My Home and Rent?
5. Should I Use a HELOC or a Reverse Mortgage?
6. Three More Home Equity Options
7. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 14 Introduction
2. What is Long-Term Care Insurance? Do I Need It?
3. Long-Term Care Insurance Costs
4. Building Your Own Long Term Care Solution
5. Extra Credit: Full-Length Interviews Related to This Unit
1. Unit 15 Introduction
2. Do I Still Need Life Insurance?
3. What Are the Different Types of Life Insurance?
4. Cash Value and Cash Surrender
5. What You Need to Know About Permanent Life Insurance
6. What If I Already Have a Universal or Whole Life Policy?
1. Unit 16 Introduction
2. Can I Really Retire Abroad?
3. Can I Get My Pension (CPP and OAS) if I Live Outside of Canada?
4. What Happens to My RRSP and TFSA if I Retire in Another Country?
5. Where Should You Retire?!
6. FREE: Full-Length Expat eBook [Download]
7. Extra Credit: Full-Length Interviews Related to This Unit
1. Intro: Owning a Business in Canada
2. Corporate Taxes vs Personal Taxes (Tax Integration)
3. Paying Yourself: Salary vs Dividends
4. Investing for Retirement Inside a Corporation
5. What Happens to My Corporation After I Retire?
6. Summary: Should I Bother With Investing Within My Corporation?!
7. New Capital Gains Rules for Investing Within a Corporation
8. Selling My Small Business to Fund My Retirement
9. RRSP vs IPP for Canadian Business Owners
10. Extra Credit: Full-Length Interviews Related to This Unit
1. Creating a "A Just In Case" File
2. Cheatsheet: 13 Quick Tax Wins for Canadian Retirees
3. Managing Your Finances During a Cognitive Decline

About this course

$499.00
126 lessons
1 hour of video content

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Worry Free Retirement

4 Steps to a Worry Free Retirement

Course curriculum

Introduction

Your Questions Answered Here - Worry-Free Study Hall

UNIT 1: How Much Do I Need to Retire?

UNIT 2: How Much Will My CPP Payment Be?

UNIT 3: How Much Will My OAS Payment Be?

UNIT 4: Decoding Private Pension Plans

UNIT 5: Safe Withdrawal Rates and the 4% + Inflation Rule

UNIT 6: Working for a "Playcheque"

UNIT 7: What Should I Invest In?

UNIT 8: How to Buy and Sell Your Investments

UNIT 9: Decumulation: Withdrawing From Your RRSP, TFSA, and Other Accounts

UNIT 10: RRSP to RRIF Transition

UNIT 11: Annuities - How to Buy a Pension

UNIT 12: Can I Retire With a Mortgage?

UNIT 13: Downsizing vs Reverse Mortgage vs HELOC

UNIT 14: Long-term Care Insurance

UNIT 15: Life Insurance in Retirement

UNIT 16: Retire Sooner and With More Sunshine

UNIT 17: Investing and Retirement for Small Business Owners

Bonus Resources

About this course

Discover your potential, starting today

Introduction

Your Questions Answered Here - Worry-Free Study Hall

UNIT 1: How Much Do I Need to Retire?

UNIT 2: How Much Will My CPP Payment Be?

UNIT 3: How Much Will My OAS Payment Be?

UNIT 4: Decoding Private Pension Plans

UNIT 5: Safe Withdrawal Rates and the 4% + Inflation Rule

UNIT 6: Working for a "Playcheque"

UNIT 7: What Should I Invest In?

UNIT 8: How to Buy and Sell Your Investments

UNIT 9: Decumulation: Withdrawing From Your RRSP, TFSA, and Other Accounts

UNIT 10: RRSP to RRIF Transition

UNIT 11: Annuities - How to Buy a Pension

UNIT 12: Can I Retire With a Mortgage?

UNIT 13: Downsizing vs Reverse Mortgage vs HELOC

UNIT 14: Long-term Care Insurance

UNIT 15: Life Insurance in Retirement

UNIT 16: Retire Sooner and With More Sunshine

UNIT 17: Investing and Retirement for Small Business Owners

*Bonus Resources*

About this course

Bonus Resources